Advances and Credits

23 Sep

Advances and Credits

1. “Banks have been given the freedom to formulate their own lending norms keeping in view ground realities”. As a banker mention the Criteria for Assessing the SHG for Financing.

2. Working capital plays a very important role in any businesses. Keeping in mind the significance of the working capital, as a banker mention the steps for assessing the reasonableness of borrower’s projection.

3. A) You are newly appointed as the credit risk manager in a reputed bank. As a responsible manager what all factors you will consider before making or recommending advances.

3. B) Also you need to know well on the fair practice code followed in the bank. Write a short note on it.

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