Bank Lending to Question #00011

Bank Lending

INTERNAL ASSIGNMENT – 1

Q.1. Write answers for any two questions from below. (5 marks each – Word limit – 500)

1. Describe the origin of banking system.
2. Discuss the basis principles of lending.
3. What is cash credit? What are its features, merits and demerits?

Q.2. Write short notes on all of the following topics (1 mark each – Word limit – 100)

1. Public Sector Banks
2. Repaying Capacity
3. Supply Bills
4. Reserve Bank of India
5. Doctrine of Relation Back

INTERNAL ASSIGNMENT – 2

Q.1. Write answers for any two questions from below. (5 marks each – Word limit – 500)

1. What factors should be considered while judging the creditworthiness of a borrower?
2. Discuss the sources from which the bank can use to assess the creditworthiness of a borrower.
3. What is a life insurance policy? Discuss its advantages, disadvantages and the precautions to be taken.

Q.2. Write short notes on all of the following topics (1 mark each – Word limit – 100)

1. Co-operative Banks
2. Credit Rating
3. Immovable Properties
4. Garnishee Order
5. SARFAESI Act